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Our Blog

Getting sick or terminally ill is never planned, but both are a possibility that can happen to anyone. The best anyone can do, both for themselves and for their loved ones, is to prepare. The best way to prepare is to insure. There are many reasons why obtaining health insurance is crucial, but perhaps the most obvious is to protect […]

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Selecting an insurance company can be a tough and overwhelming process. After all, there are tons of choices to go with. Should you stay local with a small agency or go with a nation-wide company. According to DarrSchackowInsurance.com, there is really only one way to go. First and foremost, local, independent agencies offer a personal touch […]

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When it comes to home owners insurance, replacement cost and actual cash value policies may appear as similar, but really they are as different as night and day. The policies obviously help to cover the costs of damaged or stolen items within a house, as well as the house itself. The difference is the extent of how much of the […]

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As much as small businesses would like to believe that they can put their entire trust with employees, a recent statistic from the Volunteer Firemen’s Insurance Services (VFIS) contradicts that. The VFIS statistic states that “small businesses are victimized more than large businesses.” Also according to the VFIS, of the instances of fraud that are […]

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Riding is the name and defense is the game. With the warmer weather approaching rapidly, there are sure to be more motorcycles out and about on the road. For those driving the motorcycles, it can never hurt to brush up on necessary skills for defensive riding. For the rest of us, understanding the mindset of […]

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As families and students prepare for the warmer weather that is approaching, many may have the added stress of moving residences. This could include going from apartment to apartment, apartment to house, or to a first time renter. There seems to be an endless list of tasks to remember to do during this transition period, […]

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Finally. The day has arrived that girls dream their entire lives about. It’s the day they pledge their love to their significant other. With a day that is held in such high regard, it seems as if there are countless things that can (and will) go wrong. Photo by: Juliet Elizabeth, BridalMusings.com While the thought of wedding […]

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Typically, when we think of life insurance, our minds go directly to middle-aged adults and senior citizens. An audience that certainly does not come to mind is children. After all, why would children and young adults need such a thing? According to the American Council of Life Insurers, only 15 percent of people under the age […]

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Most all of us know farming can be a risky business especially with storm season approaching fast. It is a constant battle for farmers dealing with unpredictable weather, pesky insects, diseases, and other hazards each year. To combat for the many environmental threats crops face, an insurance program was developed specifically to protect farmers from […]

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Chances of a Loss — According to the Social Security Administration 3 in 10 workers entering the work force today will become disabled before they retire. There is a greater likelihood that you will have a disability (30%) than you will have an auto loss (0.004%) or home insurance loss (0.003%). Coordinated Benefit Option — This policy […]

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