Kansas Workers Compensation Insurance

As a business owner, there are certain things you must do like pay your taxes, your vendors, and your employees and try to make money so the business can survive and grow. For the majority of Kansas businesses, you have to do something else: buy workers’ compensation insurance. It might not be something you’re excited to do, but it’s something you need to do. But with help, buying workers’ compensation doesn’t have to be a chore you’d rather put off. That’s where we come in.

In Kansas, workers’ compensation insurance protects both your employees and you more than you may realize. If you don’t have workers comp, not only will you be subject to fines from the state, but you’ll have to pay out of pocket when someone gets hurt and you’re on your own for legal fees and settlements if you get sued. Yes, it’s that serious.

Here’s what the right Kansas workers’ compensation insurance does for you and your employees:

  • Pays the medical expenses when workers get hurt or sick on the job because of the work they’re doing or if they’re in an accident on the job.
  • Pays lost wages for an employee while they’re out of work during a covered accident.
  • Pays death benefits to the family if an employee is killed on the job.
  • Covers you if an injured or sick employee sues your business.

Workers’ compensation insurance is both a benefit to your employees and to your business, protecting you both from accidents that can happen at any time. If your gross payroll is more than $20,000 each year, you need a workers’ comp policy. It’s not optional, but it also protects your business.

At Copeland Insurance Agency, we can help you find the right workers’ compensation insurance policy for your company at the best available price. We can also help you find ways to lower your costs over time by reducing claims, educating your employees so they stay safe, and implementing safety procedures to reduce accidents. Contact us today!