The goal for everyone is to live a long, healthy life but unfortunately, that’s not the reality for everyone. While we’re all living longer and longer, many of us face more and more health problems as we age.
The idea of an assisted living facility seemed like fantasy or your worst nightmare in your 20s, but once you reach your 60s, 70s, or 80s, it can start looking like a good and smart option. The question you must ask yourself is: How will you pay for it?
With long term care insurance, you can invest in your own care as you age long before you really need it. You don’t have to be in poor health for it to be useful, either. Aging in place, in your own home, is the dream for all of us, but that doesn’t mean we won’t need help along the way.
Covered expenses depend upon the policy you purchase but can include:
- Home health care
- Assisted living care
- Nursing home
- Alzheimer’s facilities
- Home modifications for disabilities
We all want to live long, healthy lives, but as you age, you may need more support. Invest in your future health now with a long term care insurance policy.
A long term care insurance policy will help you access the medical help you require at home or help you pay for a nursing home or assisted care facility if that’s a better option for you and your family. Consider long term care insurance as an investment in your future, even if that future seems much closer than it once did. Contact us so we can answer any questions you have about long term care in the years ahead.